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Review of Consumer Credit Act

Consumer Credit Statutory Instruments (SIs)

The following statutory instruments implement the commitment made in the 2003 Consumer Credit White Paper to enable and facilitate the use of electronic communications for concluding and administering consumer credit agreements. They came into effect on 31st December 2004.

The Consumer Credit Act 1974 (Electronic Communications) Order 2004

The Consumer Credit (Enforcement, Default and Termination Notices) (Amendment) Regulations 2004

The Consumer Credit Act 1974 (electronic agreements) order 2004: regulatory impact assessment.  (324KB)

The Consumer Credit Act 1974 (Electronic Communications) Order 2004 ('the Order'): guidance notes  (9KB)

Consumer Credit (Miscellaneous Amendments) Regulations 2004 - laid on 8 October, this amending SI takes account of new regulations on distance marketing made in August 2004, and makes some technical corrections in three June 2004 consumer credit SIs.

Consumer Credit (Advertisements) Regulations 2004

The Consumer Credit (Advertisements) (Amendment) Regulations 2007

Consumer Credit (Agreements) (Amendment) Regulations 2004

Consumer Credit (Disclosure of Information) Regulations 2004

Consumer Credit (Early Settlement) Regulations 2004

Consumer Credit SIs - Regulatory Impact Assessments (RIA)

Regulatory impact assessment: the Consumer Credit (Advertisements) Regulations 2004  (162KB)

Consumer Credit (Advertisements) (Amendment) Regulations 2007: impact assessment  (25KB)

Consumer Credit SIs - Guidance

The Consumer Credit (Disclosure of Information) Regulations 2004 ('the Information Regulations'). The Consumer Credit (Agreements) (Amendment) Regulations 2004 ('the Agreement Regulations'): guidance notes  (64KB)

The Consumer Credit (Early Settlement) Regulations 2004 ('the Regulations'): guidance notes  (149KB)