History and Key Documents

This page shows the Parliamentary history and key documents related to the Consumer Credit Act 2006.

Parliamentary Debates

The following table sets out the dates for each stage of the Act’s passage through Parliament. You can search for the reports by date on the Hansard website – see link on the right.

Parliamentary Stage

Date

House of Commons

Introduction

18 May 2005

Second Reading

9 June 2005

Committee

15 June 2005
23 June 2005

Report and Third Reading

14 July 2005

Commons Consideration of Lords Amendment

29 March 2006

Royal Assent

30 March 2006

House of Lords

Introduction

19 July 2005

Second Reading

24 October 2005

Committee

8 November 2005
16 November 2005

Report

18 January 2006

Third Reading

21 March 2006

Royal Assent

30 March 2006

 

Key Documents - also see Related Documents links on the right.

• Commencement (No 1) Order 2006
• Commencement (No 2) Order 2007
• Commencement (No 2) (Amendment) Order 2006
• Commencement (No 3) Order 2007
Commencement (No 4) Order 2008

Statutory Instruments (SIs) covering:

The Consumer Credit (Exempt Agreements) Order 2007
The Consumer Credit (Information Requirements and Duration of Licences and Charges) Regulations 2007
Explanatory Memorandum, RIA and Response to the consultation covering both SIs
Consultation on draft SIs covering exemptions, post-contract information and licensing
The Consumer Credit (Information Requirements and Duration of Licences and Charges) (Amendment) Regulations 2008
The Consumer Credit (Information Requirements and Duration of Licences and Charges) (Amendment) Regulations 2008 Explanatory Memorandum
The Consumer Credit (Information Requirements and Duration of Licences and Charges) (Amendment) Regulations 2008 Impact Assessment
The Consumer Credit Appeals Tribunal Rules 2008

Draft Legislative Reform Order (LRO) proposing an exemption for buy-to-let lending, clarification on the position for the giving of statements for fixed-sum credit agreements and providing definitions of "payments" for the purpose of issuing notices of sums in arrears:
• Draft Legislative Reform (Consumer Credit) Order 2008
• Explanatory Document for LRO (includes final Impact assessment and the BERR response to the consultation)